
Website TD Bank
Job Description:
Gathers financial and general business information pertaining to customer and prospect loan requests, performs financial analyses needed to make credit decisions; Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors; Supports commercial banking team and recommends credit solutions that add value to the Customer
Job Responsibilities:
- Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations; May manage overall analytical support and workflow production needs for a department
- May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
- Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
- May communicates credit decisions to Relationship Managers and Account Managers
- Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
- Works on larger, more complex deals, mainly focused on Middle Market
- Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficiencies
- Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
- Acts as a consultant to business lines regarding credit issues, processes and procedures.
Job Requirements:
- Strong understanding of commercial business development techniques and credit decisions.
- Demonstrates communication skills, both verbal and written.
- Demonstrates credit and financial analysis skills
- Demonstrates PC skills
- Demonstrates business development track record
- Refined negotiation skills
- Strong market presence with wide network of outside referral sources for new business.
Qualification & Experience:
- 5+ years related experience
- Bachelor’s degree or equivalent experience
Job Details:
Company: TD Bank
Vacancy Type: Full Time
Job Location: Asheville, NC, US
Application Deadline: N/A
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