Wednesday , March 15 2023

TD Bank Jobs in Asheville – Credit Portfolio Manager Not for Profit

Website TD Bank

Job Description:

Gathers financial and general business information pertaining to customer and prospect loan requests, performs financial analyses needed to make credit decisions; Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors; Supports commercial banking team and recommends credit solutions that add value to the Customer

Job Responsibilities:

  • Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations; May manage overall analytical support and workflow production needs for a department
  • May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
  • Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
  • May communicates credit decisions to Relationship Managers and Account Managers
  • Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
  • Works on larger, more complex deals, mainly focused on Middle Market
  • Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficiencies
  • Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
  • Acts as a consultant to business lines regarding credit issues, processes and procedures.

Job Requirements:

  • Strong understanding of commercial business development techniques and credit decisions.
  • Demonstrates communication skills, both verbal and written.
  • Demonstrates credit and financial analysis skills
  • Demonstrates PC skills
  • Demonstrates business development track record
  • Refined negotiation skills
  • Strong market presence with wide network of outside referral sources for new business.

Qualification & Experience:

  • 5+ years related experience
  • Bachelor’s degree or equivalent experience

Job Details:

Company: TD Bank

Vacancy Type:  Full Time

Job Location: Asheville, NC, US

Application Deadline: N/A

Apply Here